Items in BankTree Personal Finance are either marked as Cleared Funds or Uncleared Funds.

Cleared Funds: Balance of funds that physically exist in your account.

Un cleared Funds: Balance of funds that that included future transaction not yet available in your account.

With the Cleared Funds check box enabled on the account summary screen, this will show your up to-date cleared balance. With this uncleared this will also include all uncleared-funds that have been added to the account even if the date of the transaction is a future date, such as a scheduled transaction.

With the Cleared Funds check box enabled on the account transaction screen, this will show all the transactions in black, that are within the selected date range. With the Cleared Funds check box cleared, this will also include all uncleared-funds that have been added to the account within the selected date range.

You can mark an item as being Cleared by editing the items Cleared Fund/ Item value. Such as Edit Account Transaction, Edit Investment Transaction etc. Or by running the Accounts -> Cleared Funds reconcilation feature.